Who can subscribe to a capitalization contract?

The capitalization contract can be subscribed by any natural or legal person, without age limit or special condition.

👪 Easy transmission: The contract is transferable to a named beneficiary, ideal for estate planning.

🏦 Legal entities: Some companies use it to invest their cash or transfer assets to their partners.

💡 Specific advantage: Unlike life insurance, the capitalization contract is not closed upon the death of the policyholder, which allows it to be transferred or reused as part of the estate.

Concrete example:

Isabelle, 45 years old, subscribes to a capitalization contract that she designates to her children. Upon death, the contract remains active and the children can manage the investment supports or make repurchases as needed.

Tip:

The capitalization contract is particularly suitable for preparing the transfer of assets while maintaining control over the capital.