Which materials to choose in a capitalization contract?

The capitalization contract offers great investment flexibility:

📈 Euro funds: Secured, capital guaranteed, stable but low return.

🌍 Units of account: Stocks, bonds, UCITS, ETFs, real estate, offering a higher return potential but with a risk of capital loss.

🔄 Managed management: The contract can be managed by experts who rebalance the portfolio according to your profile and objectives.

Concrete example:

Camille places €40,000 on a capitalization contract: €20,000 in euro funds and €20,000 in diversified units of account (international shares and real estate). It thus benefits from both security and performance potential.

Tip:

Diversification is key: combining funds in euros and units of account allows you to optimize the return/risk ratio according to your investment horizon.