What is a bare rental lease and who is it for?

Naked leasing is one of the most widespread forms of rental investment in France. It is based on an unfurnished residential lease governed by the law of July 6, 1989. This arrangement is particularly of interest to investors seeking rental stability and a protective legal framework.

Definition

A bare dwelling is rented without furniture. The tenant must therefore bring their own furniture to live in. The signed lease is generally concluded for a minimum duration of three years when it is established by an individual lessor, tacitly renewable.

For whom?

Investors who want to build a stable real estate portfolio.

Prudent savers who prioritize rental security.

Taxed taxpayers who wish to deduct expenses under the real regime.

Benefits for the landlord

Stability: tenants often stay longer than in a furnished rental.

Simplicity: the lease is governed by law, with clear rules.

Interesting taxation: possible deduction of actual expenses (works, loan interest, taxes).

Disadvantages to know

Gross return often lower than that of the furnished rental.

More rigid lease: leave possible only in certain cases (sale, repossession, legitimate reason).

Obligation to maintain the property regularly.

Conclusion

The bare rental lease is aimed at investors seeking a stable investment, governed by law and fiscally optimized. It is an ideal solution to diversify one’s heritage and prepare regular income.