What are the different types of crowdfunding?

Crowdfunding comes in several models, each responding to different objectives:

💝 Donation: contributors finance a project without financial compensation (e.g., associative projects).

🎁 The gift with reward: investors receive a symbolic or material consideration (e.g., presale of a product).

💶 Lending (crowdlending): individuals lend money to a company or developer and earn interest.

📊 Equity crowdfunding: investors take shares in a company and hope to gain from its growth or resale.

🏗️ Real estate crowdfunding: very popular, it allows financing real estate projects and obtaining a fixed return, often between 7% and 10% per year.

👉 Concrete example: Claire chooses real estate crowdfunding to invest 5,000 € in the construction of a residential program. She receives a 9% return after 24 months.