How to save thousands of euros on borrower insurance?

Too many borrowers pay their mortgage insurance much more than they should. Since the Lemoine law, it is possible to change borrower insurance at any time to reduce monthly payments, adapt your guarantees and achieve immediate savings. Discover how to optimize your mortgage today.

9/26/20251 min read

💸 Stop overpriced borrower insurance! 💸

When you take out a mortgage, the bank systematically offers you its borrower insurance. Problem: this insurance is often much more expensive than the alternatives available on the market.

Result? You can pay up to twice as much as necessary... for protection sometimes less suited to your profile.

A law that changes everything: the Lemoine law

Since June 2022, the Lemoine law gives you the possibility to change borrower insurance at any time, without waiting for the expiration of your contract.

👉 Concretely, it means that you can:

Immediately reduce your monthly payments

Adapt your guarantees to your real needs

Achieve significant savings on the total cost of your credit

Why is it important?

Because borrower insurance can represent up to 30% of the overall cost of a mortgage. Optimizing this expense is therefore one of the most effective ways to improve the profitability of your real estate investment and free up cash for other projects.

How to know if you pay too much?

It’s simple: just compare!

Thanks to our online borrower insurance simulator, you can in a few clicks:

Find out how much you could save

Receive an estimate tailored to your profile

Identify the most advantageous solutions on the market

💻 Access the simulator 👇

Don’t let your bank decide for you: take back control of your insurance and let the competition play.