How to choose a crowdfunding platform?

The choice of the platform is decisive for successful crowdfunding investment. Here are the criteria to take into account:

✅ Regulatory approval: prioritize platforms approved by the AMF or ORIAS.

📊 Transparency of projects: each file must be detailed (promoter, location, budget, risks).

📈 History and default rate: check the number of projects funded and the repayment rate.

💬 Support and pedagogy: a good platform also offers advice to investors.

🏘️ Diversity of projects: real estate, start-ups, green energy... the variety allows for better diversification of one’s portfolio.

👉 Concrete example: Marc compares two platforms. The first has a default rate of 0%, the second 10%. He logically chooses the first to secure his investment.